If there is one money concept worth introducing to your child before anything else, it is this one. The 3-jar system is simple enough for a four-year-old to understand and powerful enough to shape the way they think about money for the rest of their life. Here is how it works and how to make it stick. What is the 3-jar system? The concept is straightforward. When your child receives money, whether from an allowance, a birthday gift, or a small earning they divide it into thre

Most parents wait until their child asks about money before starting the conversation. By then, the window is already narrowing. Research shows that financial habits and attitudes toward money begin forming before age 7. Not at 16, when they get their first job. Not at 18, when they leave for college. Before age 7, in the ordinary moments happening in your home right now. The good news is you do not need to be a financial expert to give your child a head start. Y You just nee